How To Start a Claim
Need to start a claim? First of all, are you OK?
At BDI Insurance, we know accidents and catastrophes are traumatic enough. That is why we take great care in making the claims process as simple and hassle-free as possible. After all, we’re dedicated to providing our clients quality insurance policies and superior customer service.
To report a claim during business hours, please call our agency at (830) 303-8300 as soon as possible. We will direct you concerning the next steps in the claims process. Should you need to begin the claims process outside of normal business hours, please contact your insurance carrier directly, then contact us as soon as possible.
Should you be faced with an unfortunate accident, we hope you will find the following information helpful.
Automobile & Recreational Vehicle Claim:
Windshield:
- Report the damage to our office, and we will verify your coverage/deductible before advising on how to have the windshield repaired.
Accidents
- Stop your vehicle and move it to a safe place.
- Determine if you or any passengers are injured. Call for medical assistance if needed. If two or more vehicles are involved, do not leave the scene.
- Should the accident involve more than one vehicle or property damage has occurred, call the police.
- Cooperate with authorities and answer all of their questions.
- Record addresses, telephone numbers, type and ownership of vehicles/property, insurance information, a description of damages from the other parties. Take photos if you are able.
- Get the names, addresses and telephone numbers of any witnesses.
- NEVER admit fault to anyone.
- If your vehicle must be towed, ask that it be taken to a repair shop of your choice.
- Call our office to report the accident as soon as possible. We will verify your coverage/deductible and then advise you to obtain estimates for repairs.
Property Claim (Fire, Flood, Theft, Etc.):
- Call the appropriate authorities should the loss involves theft or vandalism or if someone has been injured.
- Protect your damaged property by making reasonable repairs that can be completed safely to ensure no further damage can occur. For example, secure a tarp on the roof for leaks, cover shattered windows, etc.
- Keep a record of repair costs and retain receipts for these immediate and necessary expenditures.
- Call our office to report the claim as soon as possible. We will verify your coverage/deductible and give you advice for obtaining estimates for repairs.
- Make a list of all items that were damaged or destroyed, including descriptions of the items, original costs, and approximate ages of all items. (BDI Insurance recommends recording your inventory with a video camera and keep receipts or credit card statements for any major purchase, such as appliances, farm equipment, etc.)
EMERGENCY CLAIM NUMBERS
| Allied Insurance Co. | 1-800-282-1446 |
| Allstate Insurance Co. | 1-800-733-8910 |
| America First Insurance Co. | 1-877-263-7890 |
| American Mercury Insurance Co. | 1-800-503-3724 |
| American Modern Home | 1-800-543-2644 |
| American States Insurance Co. | 1-800-332-3226 |
| Atlas General Agency | 1-972-310-7016 |
| C. N. A. Insurance Co. (Personal Claims) C. N. A. Insurance Co. (Commercial Claims) C. N. A. Insurance Co.(Workers Comp Claims) |
1-800-925-2756 1-800-262-1113 1-877-262-2727 |
| Central Insurance | 1-888-263-2924 |
| Charter General Agency | 1-888-253-7834 |
| Chubb Insurance Co. Chubb Insurance Co. (Workers Comp Claims) |
1-800-252-4670 1-800-699-9916 |
| Dairyland Insurance Co. | 1-800-833-2244 |
| Delta Insurance Co. | 1-800-775-2112 |
| Farm Bureau Insurance Co. | 1-866-266-5458 |
| Farmers Insurance Co. | 1-800-435-7764 |
| Fidelity National Flood | 1-800-725-9472 |
| Foremost Insurance Co. | 1-800-527-3907 |
| GEICO Insurance Co. | 1-800-841-3000 |
| Guide One Insurance Co. | 1-888-748-4326 |
| Hartford Insurance Co. (Personal Claims) Hartford Insurance Co. (Commercial Claims) |
1-800-243-5860 1-800-327-3636 |
| National Flood Insurance | 1-800-759-8656 |
| New Century | 1-800-611-9894 |
| Ohio Casualty Insurance Co. | 1-800-366-6446 |
| Priority One | 1-800-611-9894 |
| Progressive Insurance Co. | 1-800-274-4499 |
| RVOS | 1-800-611-9894 |
| Safeco Insurance Co. | 1-800-332-3226 |
| St. Paul insurance Co. | 1-800-787-2851 |
| State Farm Insurance Co. | 1-888-888-2114 |
| Texas Windstorm Insurance Assoc. | 1-800-788-8247 |
| Titan Insurance Co. | 1-800-787-2851 |
| Travelers Insurance Co. — Personal Claims Travelers Insurance Co. — Commercial Claims Travelers Insurance Co. — Flood Claims |
1-800-252-4633 1-800-238-6225 1-800-505-0193 |
| Trinity Insurance Co | 1-888-291-8298 |
| United Fire Insurance Co. United Fire Insurance Co. (Glass Claims) |
1-800-343-9131 1-866-834-5277 |
| Unitrin Insurance Co. | 1-888-291-8298 |
| Zurich Insurance Co. Zurich Insurance Co. (Workers Comp Claims) |
1-866-488-2508 1-800-440-5020 |




