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Independent Insurance Agent for Texas

How To Start a Claim

Need to start a claim? First of all, are you OK?

At BDI Insurance, we know accidents and catastrophes are traumatic enough. That is why we take great care in making the claims process as simple and hassle-free as possible. After all, we’re dedicated to providing our clients quality insurance policies and superior customer service.

To report a claim during business hours, please call our agency at (830) 303-8300 as soon as possible. We will direct you concerning the next steps in the claims process. Should you need to begin the claims process outside of normal business hours, please contact your insurance carrier directly, then contact us as soon as possible.

Should you be faced with an unfortunate accident, we hope you will find the following information helpful.

Automobile & Recreational Vehicle Claim:

Windshield:

  • Report the damage to our office, and we will verify your coverage/deductible before advising on how to have the windshield repaired.

Accidents

  • Stop your vehicle and move it to a safe place.
  • Determine if you or any passengers are injured. Call for medical assistance if needed. If two or more vehicles are involved, do not leave the scene.
  • Should the accident involve more than one vehicle or property damage has occurred, call the police.
    • Cooperate with authorities and answer all of their questions.
    • Record addresses, telephone numbers, type and ownership of vehicles/property, insurance information, a description of damages from the other parties. Take photos if you are able.
    • Get the names, addresses and telephone numbers of any witnesses.
  • NEVER admit fault to anyone.
  • If your vehicle must be towed, ask that it be taken to a repair shop of your choice.
  • Call our office to report the accident as soon as possible. We will verify your coverage/deductible and then advise you to obtain estimates for repairs.

Property Claim (Fire, Flood, Theft, Etc.):

  • Call the appropriate authorities should the loss involves theft or vandalism or if someone has been injured.
  • Protect your damaged property by making reasonable repairs that can be completed safely to ensure no further damage can occur. For example, secure a tarp on the roof for leaks, cover shattered windows, etc.
  • Keep a record of repair costs and retain receipts for these immediate and necessary expenditures.
  • Call our office to report the claim as soon as possible. We will verify your coverage/deductible and give you advice for obtaining estimates for repairs.
  • Make a list of all items that were damaged or destroyed, including descriptions of the items, original costs, and approximate ages of all items. (BDI Insurance recommends recording your inventory with a video camera and keep receipts or credit card statements for any major purchase, such as appliances, farm equipment, etc.)

EMERGENCY CLAIM NUMBERS

Allied Insurance Co. 1-800-282-1446
Allstate Insurance Co. 1-800-733-8910
America First Insurance Co. 1-877-263-7890
American Mercury Insurance Co. 1-800-503-3724
American Modern Home 1-800-543-2644
American States Insurance Co. 1-800-332-3226
Atlas General Agency 1-972-310-7016
C. N. A. Insurance Co. (Personal Claims)
C. N. A. Insurance Co. (Commercial Claims)
C. N. A. Insurance Co.(Workers Comp Claims)
1-800-925-2756
1-800-262-1113
1-877-262-2727
Central Insurance 1-888-263-2924
Charter General Agency 1-888-253-7834
Chubb Insurance Co.
Chubb Insurance Co. (Workers Comp Claims)
1-800-252-4670
1-800-699-9916
Dairyland Insurance Co. 1-800-833-2244
Delta Insurance Co. 1-800-775-2112
Farm Bureau Insurance Co. 1-866-266-5458
Farmers Insurance Co. 1-800-435-7764
Fidelity National Flood 1-800-725-9472
Foremost Insurance Co. 1-800-527-3907
GEICO Insurance Co. 1-800-841-3000
Guide One Insurance Co. 1-888-748-4326
Hartford Insurance Co. (Personal Claims)
Hartford Insurance Co. (Commercial Claims)
1-800-243-5860
1-800-327-3636
National Flood Insurance 1-800-759-8656
New Century 1-800-611-9894
Ohio Casualty Insurance Co. 1-800-366-6446
Priority One 1-800-611-9894
Progressive Insurance Co. 1-800-274-4499
RVOS 1-800-611-9894
Safeco Insurance Co. 1-800-332-3226
St. Paul insurance Co. 1-800-787-2851
State Farm Insurance Co. 1-888-888-2114
Texas Windstorm Insurance Assoc. 1-800-788-8247
Titan Insurance Co. 1-800-787-2851
Travelers Insurance Co. — Personal Claims
Travelers Insurance Co. — Commercial Claims
Travelers Insurance Co. — Flood Claims
1-800-252-4633
1-800-238-6225
1-800-505-0193
Trinity Insurance Co 1-888-291-8298
United Fire Insurance Co.
United Fire Insurance Co. (Glass Claims)
1-800-343-9131
1-866-834-5277
Unitrin Insurance Co. 1-888-291-8298
Zurich Insurance Co.
Zurich Insurance Co. (Workers Comp Claims)
1-866-488-2508
1-800-440-5020

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Barnard-Donegan Insurance : An Independent Agency serving the Texas Hill Country.Your Trusted Choice Agent..